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On the upside, you should also account for the money you could make by investing the nest egg you’ll be tapping over your 50-year retirement.Quitting work at a younger age, however, means a longer retirement, and the traditional rules for a 25-year cookie-cutter retirement may not apply.(Even for 65-year-old retirees, there’s considerable doubt as to whether it’s actually a safe rule.The American Dream is traditionally defined by a climb up the socioeconomic ladder to a comfortable middle-class life: a small business built from scratch, a house in the suburbs, a two-car garage, and the first generation of college-educated kids.But another type of American Dream has now developed: The freedom to upturn your desk, give your boss the finger, and retire on the spot—without making a lifestyle sacrifice, of course.Unless you're an ego monster or a stalker, nobody likes picking up strangers. "Here's another scenario: the pavement pickup. This one's a numbers game, so you can't take squat personally, because women have zero vetting mechanisms in place. I know this is nuts, but could I buy you a cup of coffee or a drink nearby? If you use Facebook as a verb, you've already lost.